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Term Life Insurance

Let’s discuss Term Life Insurance and whether this product is a good fit for you. We’re here to help!

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What is Term Life Insurance?

Term life insurance provides a death benefit to the insured’s beneficiaries if the insured person dies during the specified term. Once the term expires, the policyholder has the option to either renew it for another term, or possibly convert the policy to permanent coverage, depending on the insurance company. Or, of course, they could simply allow the policy to lapse. This product may offer affordable protection for your family or business. Additionally, you may be able to access the policy while you’re still alive to use as a tax-free income source.

When you purchase a term life insurance policy, the insurance company determines the premium based on the policy’s value and factors such as your age, gender, life expectancy, and health.

Understand Your

Benefits

Affordability

These policies are a cost-effective way to provide a death benefit for your heirs for a set number of years.

Tax Advantage

Your beneficiaries receive the payout tax-free when you pass away, offering you the means to leave behind a legacy.

Fixed Payments

The payments are guaranteed* to remain the same throughout the policy’s term.

Flexibility

You can choose the term length that best suits your situation, whether it be 10, 15, 20, or 30 years. Additionally, many of these policies allow you to convert to a permanent policy depending on certain factors.

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Contact Us to Learn More

Reach out to Relayer Benefits Group to discuss whether this product is a good fit for you. We’re here to help show you your options; contact us to register for one of our events or schedule a one-on-one meeting.

Contact Info

Our Company

Mark Jacobsohn

MA Ins License # 1714600
NH Ins License #0358723
ME Ins License #PRR79194

Relayer Benefits Group, LLC

MA Ins License #2074474
ME Ins License #AGN286468
NH Ins License #2369329

*Proceeds from an insurance policy are generally income-tax-free, and if properly structured, may also be free from estate tax. Income-tax-free distributions are achieved by withdrawing to the cost basis (premiums paid), then using policy loans. Loans and withdrawals may generate an income tax liability, reduce available cash value, and reduce the death benefit, or cause the policy to lapse. This assumes the policy qualifies as life insurance and is not a modified endowment contract. The Host and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. This content is not intended to serve as the basis for any investment or purchasing decisions, nor does it recommend or involve the purchase, holding, or sale of a security. All figures herein are hypothetical and for illustrative purposes only to explain general concepts. No figure is to be relied upon as being accurate nor a guarantee or projection and is meant only as a partial overview of some relevant features and benefits of general insurance products that may be in the marketplace, and whose availability will be dependent on the State of residence of the consumer, and their individual suitability for the product they are wanting to purchase. Where insurance products are mentioned, any and all guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

IMPORTANT CONSUMER INFORMATION
This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The providing of investment advice relating to securities may only be done by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be construed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the web site create an agent-client relationship.

By contacting Mark Jacobsohn MA Ins License #650341, NH Ins License #650341, ME Ins License #PRR79194/Relayer Benefits Group MA Ins License #18397834, ME Ins License #AGN286468, NH Ins License #2369329, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.