News & Updates

Grumps and Complainers

This week’s article out of London begins by telling us that in that city, known for “grumps and complainers”, a new study reveals that retirees with a guaranteed lifetime income stream can find true happiness.”

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What is your RISE Score?

Did you know that there is a Retirement Income Security Evaluation Score (RISE Score™) much like a credit score on a zero to 850 scale, but for your retirement. “The purpose is to provide you

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LOOKING BACK ON RETIREMENT PREPARATIONS

Sometimes hindsight can provide a valuable lesson. While retirement is highly personal, I thought you might find it interesting to read the result of a study that looked back on what the financial preparations for

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EFFICIENCY

This week’s article tells us that “Annuities are one of the most efficient ways to generate guaranteed income. This is demonstrated through a series of three case studies which looked at combination strategies using both

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DON’T ASSUME

Commentary: I read an interesting study the other day that I thought to share with you. The study discussed something that we may incorrectly assume will happen as we continue to plan for our retirement,

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THE POWER

“Every retirement is different, each with its own financial plan and unique needs, but many of today’s retirement goals include achieving asset protection, growth opportunities, and a reliable income source. Fixed index annuities are a

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YOUR TOP ASSET: TIME

I read a flyer the other day that caught my eye. It said “Losses can be recuperated but time cannot.” So true. What to do when losses have been incurred but you are later on

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WHAT CHOICES WILL YOU HAVE?

This week’s article poses a familiar scenario and then tells us our choices in a very simple way: “Let’s say you have built up a retirement fund of $250,000 by the time you are age

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DIFFERENT FOR WOMEN

This week’s article discusses three retirement savings factors relating to why it is different for women in retirement. While many of us may already have reflected on a female being projected to live longer than

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YOUR MONEY AND YOUR LIFE

“An annuity can be a very smart retirement investment for many people. That’s not just because an annuity can provide a secure revenue stream — a monthly check — for the rest of your life,

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ASSETS VERSUS INCOME

I came across an article in the Harvard Business Review where the author discussed a concept we have touched on in the past – the idea that when you “ask someone what her pension is

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UNDERSTANDING THE KEY ELEMENTS

I thought you would want to read this week’s article because it discusses that “while annuities and life insurance both have similarities, they are not the same. Before you can understand the differences and determine

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DIFFERENCES

This week I thought to share with you a chart that I found informative because it provides an easy to read explanation of the differences between Annuities and Life Insurance. Because one’s needs may change

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UNLESS YOU ARE WARREN BUFFET

This week’s author, formerly with the Federal Reserve Bank of New York and the National Bureau of Economic Research writes that while not applicable to Warren Buffet’s retirement plan, “Retirees with limited resources face the

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WHAT IF THE MARKET GOES UP?

The author of this week’s article provides an explanation for “Why an FIA is better than stocks” and asks us “Which is better? Having to time the market right or not having to worry about

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AFTER A VOLATILE END TO 2018

“Wary investors may be searching for stability in 2019.” So what should people consider? The author of this week’s article states that “Risk tolerance and time horizon play big roles in deciding how to allocate

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TOP TWO REASONS

This week’s article discusses a new retirement institute study of annuity owners which found “the top two reasons consumers buy annuities are to supplement Social Security/pension income and to receive guaranteed income payments for life.”

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JOIN THE CLUB

This week’s article caught my eye at the outset when it stated “In case you didn’t know, there is such a thing as a lifetime income club. Of course, it goes by another name: annuities.”

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